CAROL A. GRIFFIN is an attorney with the Complex and Emerging Risk Claims Department of Liberty Mutual Insurance Company, where she provides insurance coverage advice in connection with long term toxic tort and environmental claims across the country arising under CGL, homeowners, excess or umbrella, and other types of policies, and she also manages insurance coverage litigation involving Liberty Mutual in connection with such claims which are pending in various jurisdictions across the country.  Previously, Ms. Griffin was the managing attorney of the Law Offices of Carol A. Griffin, which was an in-house insurance coverage counsel office for Travelers Property Casualty (and St. Paul Travelers Property Casualty).  Ms. Griffin provided insurance coverage advice in connection with claims arising out of a variety of insurance policies (CGL, auto, homeowners, excess, etc.) in the six New England states.  Prior to joining Travelers, Ms. Griffin was an associate and partner in the Boston office of Morrison, Mahoney & Miller, LLP, where she specialized in appellate litigation and insurance coverage litigation.  Ms. Griffin handled over 80 appeals in the Massachusetts Supreme Judicial Court, the Massachusetts Appeals Court, the United States Court of Appeals for the First Circuit,  and other appellate courts, approximately half of which involved insurance coverage issues and issues concerning bad faith, Chapter 93A and Chapter 176D.  Ms. Griffin has participated in many continuing legal education programs for Mass. Continuing Legal Education, Inc. (MCLE) and others concerning a wide variety of insurance coverage and defense issues, bad faith, Chapter 93A and Chapter 176D liability, the scope of the Thaler decision, and defense and coverage issues in connection with liquor liability claims.  Ms. Griffin is the author of "Closing the Settlement," contained in Winning Through Settlement, published by MCLE in the spring of 2001; "Homeowner's Liability Insurance," contained in Massachusetts Liability Insurance Manual, published by MCLE in the fall of 2000 and updated in the fall of 2004 and spring of 2009; and "A Quick Primer for Insurance Coverage Issues Arising Out of Liquor Liability Claims," contained in Practitioner's Guide to Liquor Liability Litigation, published by ALI/ABA in the summer of 1999 and updated in the summer of 2000 and spring of 2002; and she is the coauthor of Massachusetts Civil Practice: Appeals, published by Lawyers Cooperative Publishing in 1997. Ms. Griffin is a graduate of Boston University School of Law and Washington University.  (December 2009)