Why attend?

Smart long-term care planning, whether done when there's time to plan or at a time of crisis, is critical to both maintaining a client's quality of life and protecting income and assets. Primary to effective planning are two decisions: housing strategy as one ages and a funding strategy for possible long-term care needs.

At one end of the funding spectrum are private pay strategies (including long-term care insurance) and at the other end is Medicaid planning. Some people choose to remain in their own home, while others choose other residential options. During estate planning and retirement planning, long-term care planning is all-too-often totally ignored. When this happens, any planning is then done in a crisis, limiting the client's options and perhaps even their ability to advocate for their wishes.

What should the advisor bring to the attention of healthy clients? What are all the funding options? How does a client's choice of retirement housing mitigate-or amplify-their risk of needing long-term care? Are reverse mortgages appropriate for funding long-term care? At what age and asset level should a client consider long-term care insurance?

You will learn...

Agenda and written materials