JOHN M. LAWLOR is a publications attorney with MCLE, Inc. Prior to joining MCLE in 2000, he practiced as a litigator with law firms in Boston and San Francisco and was a deputy director of the State Rating Bureau of the Massachusetts Division of Insurance. Mr. Lawlor holds a B.A., magna cum laude, from Amherst College, and a J.D. from the University of Pennsylvania Law School, where he was an executive editor of the University of Pennsylvania Law Review.