A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut

A must-have resource for Connecticut real estate practice

Product Number: 2120314B00
Publication Date: 6/24/2025
Edition: 3rd Edition 2025
Copyright: © 2025 MCLE, Inc.
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A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut

A must-have resource for Connecticut real estate practice

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Pricing: $195.00; Members: $175.50; New Lawyers: $97.50

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Product Description
Product Description

An essential resource for attorneys who represent buyers, sellers, and insurers in residential real estate transactions. Inside, you'll find step-by-step guidance, practical advice, and real world examples. Backed by case law and statutory authority, each chapter provides a comprehensive explanation of a key aspect of residential real estate transactions. The content includes practical tips on purchase and sale agreements, deeds, title insurance, mortgages, liens, leases, easements, and covenants. Also featured is a clear treatment of foreclosure proceedings in Connecticut.

Recent updates:
- Update: June 2025
  Dear Subscriber:
  
  Thank you for updating your library with the 2025 edition of A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut. This latest version of the book brings updated resources within your immediate reach-for fast, accurate, and practical answers to your questions.
  
  Highlights from the issues reflected in this edition include the following:
  - A litigation settlement requiring the buyer's agent to have a contract in writing conspicuously stating that the agent's commission is negotiable and that commissions are not set by law;
  - a related class action case, Sitzer/Burnett v. National Ass'n of Realtors, 420 F. Supp. 3d 903 (W.D. Mo. 2019);
  - a 2023 amendment to Conn. Gen. Stat. 29-453 addressing the requirements for residential smoke and carbon monoxide detectors-with some exceptions, the transferor of the property is required to provide an affidavit to the transferee certifying compliance with the statute (sample affidavit included);
  - a discussion of exceptions to the smoke and carbon dioxide statute, including transfers to co-owners, gratuitous transfers to family members, transfers pursuant to court order, refinancings, and foreclosures;
  - amendments to Conn. Gen. Stat. 47-258 requiring at least sixty days' notice of the plaintiff's intent to foreclose;
  - a new law, effective January 1, 2025, providing relief from coerced unsecured debt (Conn. Gen. Stat. 36a-369);
  - additional detail on the rates imposed by the state conveyance tax;
  - guidance on the rights of tenants living in properties subject to foreclosure; and
  - updated forms from the American Land Title AssociationÂ® (ALTAÂ®).
  We trust you will find the 2025 edition of A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut. a valuable resource, as we at MCLE continue our efforts to bring you the latest solutions to the issues you face in your practice.
  
  Cordially,
  
  MCLE Press
Table of Contents

Table of Contents
expand all

Chapter 1 expand

Overview of the Attorney’s Role
Buy Chapter
Gail E. McTaggart, Esq., Secor, Cassidy & McPartland, PC

Checklist 1.1
- Purchase and Sale Conference Checklist for Representing the Seller Buy Form

Checklist 1.2
- Buyer’s Conference Checklist for Purchase and Sale Agreement Buy Form

Checklist 1.3
- Buyer’s Condominium Checklist (Supplement to Buyer’s Checklist) Buy Form

Chapter 2 expand

The Contracts: The Offer to Purchase and the Purchase and Sale Agreement
Buy Chapter
Robert L. Fisher, Jr., Esq., Cramer & Anderson

Exhibit 2A
- State of Connecticut Residential Property Condition Report Buy Form

Exhibit 2B
- Affidavit Concerning Smoke and Carbon Monoxide Detectors for Use in Connecticut Real Estate Transactions Buy Form

Exhibit 2C
- Connecticut Association of REALTORS®, Inc. (CAR) Purchase and Sale Agreement Buy Form

Exhibit 2D
- Real Estate Contract of Sale Buy Form

Exhibit 2E
- List of Real Property Liens and Expiration Dates Buy Form

Exhibit 2F
- Nonforeign Person Certificate Buy Form

Exhibit 2G
- IRS Form 1099-S Buy Form

Chapter 3 expand

Financing a Residential Real Estate Transaction
Buy Chapter
John W. Dombrowski, Jr., Esq.,

Checklist 3.1
- Checklist for Closing Buy Form

Exhibit 3A
- Fannie Mae/Freddie Mac Multistate Fixed-Rate Note Buy Form

Exhibit 3B
- Fannie Mae/Freddie Mac Multistate Adjustable-Rate Note Buy Form

Exhibit 3C
- Loan Estimate Buy Form

Exhibit 3D
- Closing Disclosure Buy Form

Chapter 4 expand

Connecticut Real Estate Titles
Buy Chapter
Stephen Maggiola, Esq., Connecticut Attorneys Title Insurance Company

Chapter 5 expand

Title Insurance Basics
Buy Chapter
David S. Veleber, Esq.,

Exhibit 5A
- ALTA Loan Policy Buy Form

Exhibit 5B
- ALTA Owner’s Policy Buy Form

Exhibit 5C
- CATIC Affirmative Language Endorsement Buy Form

Exhibit 5D
- ALTA Endorsement Form 9-06 Buy Form

Exhibit 5E
- ALTA Endorsement Form 8.1 Buy Form

Exhibit 5F
- ALTA Endorsement Form 7-06 Buy Form

Exhibit 5G
- ALTA Endorsement Form 6.2 Buy Form

Exhibit 5H
- ALTA Endorsement Form 5.1-06 Buy Form

Exhibit 5I
- ALTA Endorsement Form 4.1 Buy Form

Exhibit 5J
- CATIC Construction Mortgage Endorsement Buy Form

Exhibit 5K
- CATIC Notice of Availability of Owner Title Insurance Buy Form

Exhibit 5L
- ALTA Commitment Form Buy Form

Exhibit 5M
- CATIC Owner Affidavit Buy Form

Exhibit 5N
- ALTA Homeowner’s Policy Buy Form

Exhibit 5O
- ALTA Expanded Coverage Residential Loan Policy Buy Form

Chapter 6 expand

Deeds
Buy Chapter
Thomas B. Kane, Esq., Kane Hartley & Kane, PC
Thomas P. Kane, Esq., Kane Hartley & Kane, PC

Chapter 7 expand

Common Practices to Close the Sale
Buy Chapter
Robert S. Carey, Jr., Esq.,

Exhibit 7A
- Buyer Engagement Letter (Example No. 1) Buy Form

Exhibit 7AA
- Use and Occupancy Agreement Buy Form

Exhibit 7B
- Buyer Engagement Letter (Example No. 2) Buy Form

Exhibit 7BB
- Release or Satisfaction of Mortgage Letter Buy Form

Exhibit 7C
- Buyer Engagement Letter (Example No. 3—Closing Only) Buy Form

Exhibit 7CC
- Certification for No Information Reporting Buy Form

Exhibit 7D
- Seller Engagement Letter (Example No. 1) Buy Form

Exhibit 7E
- Seller Engagement Letter (Example No. 2) Buy Form

Exhibit 7F
- Refinance Engagement Letter (Example No. 1) Buy Form

Exhibit 7G
- Refinance Engagement Letter (Example No. 2) Buy Form

Exhibit 7H
- Refinance Engagement Letter (Example No. 3) Buy Form

Exhibit 7I
- Individual Waiver of Mechanic’s Lien Buy Form

Exhibit 7J
- Waiver of Mechanics’ Liens Buy Form

Exhibit 7K
- Buyer/Borrower Closing Disclosure Buy Form

Exhibit 7L
- Seller Closing Disclosure Buy Form

Exhibit 7M
- Owner Affidavit Buy Form

Exhibit 7N
- Certificate of Name Change Buy Form

Exhibit 7O
- Statutory Warranty Deed Buy Form

Exhibit 7P
- Statutory Form Quitclaim Deed Buy Form

Exhibit 7Q
- Statutory Warranty Deed (Survivorship) Buy Form

Exhibit 7R
- Statement of Real Estate Conveyance Tax Buy Form

Exhibit 7S
- OP-236 Real Estate Conveyance Tax Return Buy Form

Exhibit 7T
- Form 1099-S Buy Form

Exhibit 7U
- Undertaking and Indemnity for Payoff of Existing Mortgage Buy Form

Exhibit 7V
- Certificate of Nonforeign Status Buy Form

Exhibit 7W
- Multistate Fixed Rate Note Buy Form

Exhibit 7X
- Adjustable Rate Note Buy Form

Exhibit 7Y
- Open-End Mortgage Deed Buy Form

Exhibit 7Z
- Mortgage Deed Buy Form

Chapter 8 expand

Preforeclosure Issues
Buy Chapter
Michelle L. Bibeau, Esq.,
Michael D. O'Connell, Esq.,

Chapter 9 expand

Foreclosure Procedure from Complaint Through Sale
Buy Chapter
Michelle L. Bibeau, Esq.,
Michael D. O'Connell, Esq.,

Exhibit 9A
- Civil Summons Buy Form

Exhibit 9B
- Civil Summons Continuation of Parties Buy Form

Exhibit 9C
- Notice to Homeowner of Availability of Foreclosure Mediation Buy Form

Exhibit 9D
- Foreclosure Mediation Certificate Buy Form

Exhibit 9E
- Appearance Buy Form

Exhibit 9F
- Military Affidavit Buy Form

Exhibit 9G
- Motion for Approval of Committee Sale Buy Form

Exhibit 9H
- Foreclosure by Sale Committee Report Buy Form

Exhibit 9I
- Foreclosure by Sale Committee Deed Buy Form

Exhibit 9J
- Motion for Supplemental Judgment Buy Form

Chapter 10 expand

Title Issues in Foreclosure Practice
Buy Chapter
Ellen L. Sostman, Esq.,
Bruce A. Zawodniak, Esq., Connecticut Attorneys Title Insurance Company

Checklist 10.1
- Court Foreclosure File Checklist Buy Form

Exhibit 10A
- Satisfaction of Judgment Buy Form
Editors & Authors

Author(s)

Michelle L. Bibeau, Esq., Hartford

Robert S. Carey, Jr., Esq., Simsbury

John W. Dombrowski, Jr., Esq.,

Robert L. Fisher, Jr., Esq., Cramer & Anderson, Litchfield

Thomas B. Kane, Esq., Kane Hartley & Kane, PC, Glastonbury

Thomas P. Kane, Esq., Kane Hartley & Kane, PC, Glastonbury

Stephen Maggiola, Esq., Connecticut Attorneys Title Insurance Company, Norwalk

Gail E. McTaggart, Esq., Secor, Cassidy & McPartland, PC, Waterbury

Michael D. O'Connell, Esq.,

Ellen L. Sostman, Esq.,

David S. Veleber, Esq.,

Bruce A. Zawodniak, Esq., Connecticut Attorneys Title Insurance Company, Rocky Hill

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A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut

A must-have resource for Connecticut real estate practice

A Practical Guide to Residential Real Estate Transactions and Foreclosures in Connecticut

A must-have resource for Connecticut real estate practice

Choose Format:

Product Description

Recent updates:

Table of Contents

Overview of the Attorney’s Role

Checklist 1.1

Checklist 1.2

Checklist 1.3

The Contracts: The Offer to Purchase and the Purchase and Sale Agreement

Exhibit 2A

Exhibit 2B

Exhibit 2C

Exhibit 2D

Exhibit 2E

Exhibit 2F

Exhibit 2G

Financing a Residential Real Estate Transaction

Checklist 3.1

Exhibit 3A

Exhibit 3B

Exhibit 3C

Exhibit 3D

Connecticut Real Estate Titles

Title Insurance Basics

Exhibit 5A

Exhibit 5B

Exhibit 5C

Exhibit 5D

Exhibit 5E

Exhibit 5F

Exhibit 5G

Exhibit 5H

Exhibit 5I

Exhibit 5J

Exhibit 5K

Exhibit 5L

Exhibit 5M

Exhibit 5N

Exhibit 5O

Deeds

Common Practices to Close the Sale

Exhibit 7A

Exhibit 7AA

Exhibit 7B

Exhibit 7BB

Exhibit 7C

Exhibit 7CC

Exhibit 7D

Exhibit 7E

Exhibit 7F

Exhibit 7G

Exhibit 7H

Exhibit 7I

Exhibit 7J

Exhibit 7K

Exhibit 7L

Exhibit 7M

Exhibit 7N

Exhibit 7O

Exhibit 7P

Exhibit 7Q

Exhibit 7R

Exhibit 7S

Exhibit 7T

Exhibit 7U

Exhibit 7V

Exhibit 7W

Exhibit 7X

Exhibit 7Y

Exhibit 7Z

Preforeclosure Issues

Foreclosure Procedure from Complaint Through Sale

Exhibit 9A

Exhibit 9B

Exhibit 9C

Exhibit 9D