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Deciphering Business Interruption Insurance in the COVID-19 Crisis

Will traditional business insurance policies apply to claims related to coronavirus?

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    In the coming weeks and months, we expect to see a lot of discussion—and ultimately litigation—concerning the interpretation of insurance policy provisions, and whether coronavirus-related claims will be covered. We anticipate both first-party claims and third-party claims.

    A number of publications have recently suggested that it is unlikely that coverage will apply under many traditional policies. Nonetheless, insureds should not assume that suggestion to be true, and should take steps to support a possible claim.

    It is imperative for lawyers across practice areas to get up to speed on how to interpret client policies in the COVID-19 crisis.

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    Douglas T. Radigan, Esq., Bowditch & Dewey LLP, Worcester
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